Corporate financing is a key subject for every entrepreneur. How much equity and how much borrowed capital is required? The answer depends on a variety of factors. Entrepreneurs can choose between a wide range of financing options, the pros and cons of which need to be carefully weighed. We help companies develop the ideal corporate fincancing plan. If a company decides to take out a (commercial) loan (or a corporate loan) the entrepreneur must comply with a number of conditions, so-called “loan covenants”, applicable for the term of the loan.
If such loan covenants are not fulfilled, granted loans may be at risk of being canceled unless othercollateral(such asland charges,mortgages,sureties,pledges,or property assignments) is made available. At Kürn Rechtsanwälte, we make sure that you fully understand the content and consequences of the proposedloan agreementsand their covenants and help you get the best results from your negotiations with the banks. Our long-standing experience will help you achieve the best financing solution for your company.
Commercial loans do not only pose a challenge to entrepreneurs, but also to the grantingcredit institutions.On the one hand, the granting of a loan necessitates a thorough investigation of the company requesting it, often reaching as far back as to its incorporation, while on the other hand, the collateralprovided requires compliance with complex legal structures. We supportcredit institutionswith the execution of financing agreements, in particular those that exceed the requirements of standard loans.